Unfortunately, sometimes situations occur beyond the Landlords, Tenants and the Agents control, and Tenant contents become damaged or lost due to situations such as storm damage, water entry, fire or theft. The Landlord is only able to insure items that belong to them & is unable to insure a third party's contents within a property. For this reason, you are responsible to insure your own belongings prior to moving them into the property. Ask how Hills Prestige Concierge can assist with arranging your insurance.